Check My Insurance Policy
Upload your insurance policy. AI finds hidden exclusions, sub-limits, and claim traps in 30 seconds.
What TenderScan checks in your insurance policy:
What We Find
Six critical risk areas our AI flags in every insurance policy
Hidden Exclusions
Broad exclusion clauses that deny coverage for common scenarios — sports injuries, mental health, dental emergencies.
Sub-Limits
Per-incident or per-category caps buried in schedules that limit your actual payout to a fraction of the headline cover.
Waiting Periods
Undisclosed waiting periods of 30-180 days for specific conditions before coverage activates.
Pre-Existing Conditions
Vague definitions of 'pre-existing' that let insurers deny claims for conditions diagnosed years ago.
Deductible Traps
High co-pay percentages and deductibles that make small-to-medium claims practically worthless.
Claim Process Traps
Strict notification windows, documentation requirements, and approval processes designed to delay or deny valid claims.
How It Works
Upload Your Insurance Policy
Drag and drop your policy document PDF. Supports health, motor, property, life, and commercial insurance policies.
AI Reads Every Page
Our engine analyses the full policy wording including schedules, endorsements, exclusions, and fine print that most people never read.
Get Your Coverage Report
Receive a clear map of what is covered, what is excluded, every sub-limit, and every condition that could block a claim.
Real Finding
We found “outpatient psychiatric and psychological treatment is excluded from coverage” in 34% of UAE health insurance policies analysed. Most policyholders only discover this exclusion when they need it most.