How Can I Open My GOSI Account?
Opening a GOSI account is essential for expatriate employers in the GCC sponsoring Saudi workers, as mandated by Saudi Arabia's General Organisation for Social Insurance under the Labour Law (Royal Decree M/51). If you're a UAE business owner with cross-border operations, register online via the GOSI portal after obtaining a commercial registration from the Ministry of Commerce. Provide employee details like IQama numbers and salaries to calculate contributions at 9% employer share on basic wages up to SAR 45,000 monthly. This ensures compliance with bilateral GCC agreements, protecting against penalties from the Ministry of Human Resources.
Eligibility Requirements for GOSI Registration
To open a GOSI account, your organisation must employ at least one Saudi national or expatriate under Saudi Labour Law (Royal Decree M/51 of 2005, amended 2015). Submit your CR (Commercial Registration) from Saudi Ministry of Commerce, valid Iqama for foreign workers, and employment contracts specifying salaries compliant with minimum wage of SAR 4,000 for Saudis. Use the GOSI e-services portal to upload Nitaqat compliance certificate if applicable, proving localisation quotas. Contributions cover old-age pension, disability, and occupational hazards at 21.5% total rate (12% employer for Saudis, 9% for expats). Reference Article 50 of the Social Insurance Law for employer obligations; failure incurs fines of SAR 1,000-10,000 per violation, as enforced by GOSI inspectors.
Step-by-Step GOSI Account Opening Process
Begin by visiting the GOSI website (gosi.gov.sa) and selecting 'Employer Registration' under e-services, requiring a Saudi national ID or Iqama for the authorised signatory. Upload your establishment's Articles of Association and proof of address, then verify via Absher platform integration. Next, enter employee data including contract start dates and basic salary breakdowns to auto-calculate premiums—employers pay 2% for unemployment insurance per Resolution No. 49950/1441. Submit within 30 days of hiring to avoid Article 56 penalties of SAR 500 daily. Once approved, receive your GOSI employer ID for monthly filings via QIWA platform, aligning with UAE-Saudi labour mobility pacts under GCC Charter.
Key Points
- • Verify CR and Iqama under Saudi Labour Law M/51 before portal submission.
- • Calculate 9% employer contribution on expat salaries up to SAR 45,000 monthly.
- • Upload Nitaqat certificate for localisation compliance via GOSI e-services.
- • File monthly returns within 15 days post-wage payment to evade SAR 1,000 fines.
- • Analyse employment contracts with TenderScan AI to spot GOSI clauses and ensure bilateral compliance.
Streamline GOSI Setup with Contract Analysis
Upload your cross-border employment contracts to TenderScan AI for AED 99 per analysis. It identifies GOSI contribution clauses, flags non-compliance with Saudi Labour Law, and highlights risks like penalty exposures, saving time on manual reviews for UAE-GCC businesses.
Upload Contract — AED 99Frequently Asked Questions
What documents are needed to open a GOSI account for a new Saudi branch?
Required documents include your Saudi CR from Ministry of Commerce, employer national ID or Iqama, and signed employment contracts detailing salaries. Under Social Insurance Regulations, also provide proof of Nitaqat status and bank details for premium deductions. Submit digitally via GOSI portal; processing takes 3-5 business days, ensuring alignment with Article 12 of the Labour Law for timely registration.
How do GOSI contributions differ for UAE expats sponsoring Saudi workers?
For UAE-based employers, GOSI requires 9% employer contribution on Saudi employee basic pay, plus 2% unemployment levy, per Resolution 49950. This applies under GCC labour agreements, exempting UAE social security but mandating Saudi coverage. Contracts must specify these rates; non-adherence risks SAR 10,000 fines from GOSI audits, integrated with UAE's MOHRE for cross-verification.
What penalties apply for late GOSI account opening?
Delayed registration beyond 30 days of employee hiring incurs SAR 500 daily fines under Article 56 of Social Insurance Law, plus potential work permit suspensions via Qiwa. For GCC firms, this escalates to joint penalties with UAE Labour Law Federal Decree 33/2021 if unresolved, emphasising prompt portal submission to maintain operational continuity.